Gold Accumulation Plan..... The SenSage Way

Gold as an investment option has been there in India for generations, however off-late there has been a shift towards electronic form of gold namely, Gold ETF due to the sheer convenience of getting a pure form of gold and doing away with the risk of safekeeping of physical gold. Investors are comfortable accumulating gold in smaller lots for their children’s marriage.

SenSage provides the facility to invest in gold with as low as 1 unit equivalent to approximately 1 gm, and with Gold Mutual Fund investments can start in the form of SIP with an amount as low as Rs.1000.

Gold Accumulation Plan – The SenSage way ……..

Case 1 – Accumulation plan on Gold units (tola) desired over given period
SIP amount per month required for desired accumulation
Period 25 tola 50 tola 75 tola 100 tola
5 Years 14,182 28,365 42,547 56,730
10 Years 8,821 17,642 26,463 35,284
15 Years 7,173 14,346 21,519 28,692
20 Years 6,442 12,883 19,325 25,766


Case II – Accumulation plan depending on SIP amount over given period
Gold (tola) accumulated with give SIP amount per month
Period Rs.2000 Rs.5000 Rs.10,000 Rs.25,000
5 Years 5.80 tola 14.50 tola 29.00 tola 72.51 tola
10 Years 15.34 tola 38.36 tola 76.72 tola 191.80 tola
15 Years 31.05 tola 77.62 tola 155.23 tola 388.08 tola
20 Years 56.88 tola 142.20 tola 284.41 tola 711.02 tola


  • Gold calculations expected on an average 10% appreciation.
  • 1 Tola taken as 10 gms as per currently followed market norms
  • Price of 1 Tola = Rs.26,500 approximate price